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Exploring Retirement Fund Options for Business Owners
As a business owner in Ontario looking ahead to retirement, it’s vital to understand the various avenues for accessing your hard-earned funds from your RRSP, RRIF and retained earnings of your private company during this new phase of life. Decisions you make will
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Understanding changes to the Canada Pension Plan
The federal government introduced enhancements to the Canada Pension Plan (CPP) on January 1st, in a long-term effort to sustain the forced saving system for future retirees. The changes, to be introduced in two phases, will mean increased contributions from
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Mortgage Your Own Property – A Different Kind of RRSP Investment
Have you ever considered the possibility of lending yourself money in the form of a mortgage through your RRSP on a property you own? What if you had enough money invested in your Registered Retirement Savings Plan (RRSP) to cover the remaining cost? Legally, an
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Why Now is the Time to Start Planning for Retirement
Retirement may seem like a long way off, but if you’re a self-employed professional, planning ahead is the key to achieving your goals. Whether you see yourself yachting around the world or living in a small condo and taking care of the grandchildren, you need a plan
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